Agency

Business and research documentation about AskFlorence as a licensed insurance agency entity — state formation, designated responsible licensed producer (DRLP) requirements, errors and omissions insurance, agency-level licensing, and operational structure.

This section is the home for working drafts that document how AskFlorence is structured as a business entity to legally sell insurance across the states it serves.

What lives here

• State agency formation — entity formation paths (Utah, etc.), filing requirements, fees, timelines
• DRLP requirements — designated responsible licensed producer rules per state
• E&O insurance — errors and omissions coverage requirements, carrier options, policy structure
• Agency licensing — non-resident agency licensing reciprocity, NIPR processing, state DOI requirements
• Operational structure — registered agent setup, BOI reporting, annual filings, multi-state compliance

What does NOT live here

Individual producer licensing (Asad's or other team members' personal producer licenses) lives in research and tracking docs specific to the licensing initiative. Internal compliance frameworks (SOC2, HIPAA, EDE) live in the Compliance section (e.g., SOC 2 Control Mapping). Internal policies live in Policies. Dated entity-structure decisions are typically captured as an ADR.

Documents

No documents yet — this section is a standing directory for future agency research.